Chapter 145: Generosity and meanness

Chapter 145: Generosity and Meanness

Liu Ru has financial talents.

This was proven a long time ago.

A widow and her mother-in-law and daughter, under the rules of Lantian County, established their own huge financial empire in less than ten years. Even Yun Zhao had to say - Awesome!

Fuliansheng Bank developed on the basis of Yun Zhao’s investment in Liu Ru’s roasted corn business with one tael of silver.

Now, he can actually issue a banknote of four million silver coins, which makes Yun Zhao not surprised!

After half a month of inventory by the Treasury Minister, Yun Zhao finally understood what kind of monster Fuliansheng Bank was.

In this bank, Yun Zhao’s initial investment of one tael of silver coins still accounts for 20% of Fuliansheng’s total share capital. Four years ago, Yun Niang invested 400,000 silver coins, and once again 20% of the share capital was divided from Liu Ru.

After Fuliansheng became bigger, Liu Ru pledged 20% of Fuliansheng's share capital from Yushan Bank, which had just been put into trial operation by the imperial court, and borrowed another 1.1 million silver coins from Yushan Bank. Enrich Fulian Sheng's coffers.

When Liu Ru's total share capital was only 40%, Liu Ru still did not stop diversifying the share capital. This time she targeted the wealthy Yun clan members again!

With Yun Qi's matchmaking, the Yun clan members in Zhuangzi bought another 10% of the stock capital from Liu Ru for one million silver dollars.

At this point, the Yun family occupies 50% of the total share capital, the government occupies 20%, and Liu Ru himself occupies 30%!

Her calculations are extremely shrewd. Yun Zhao will not condescend to run a bank, and Yun Niang is certainly not able to do so. The people in Yun's bank don't know how to run a bank, and those of Yushan Bank People can't sort out their own affairs, so they don't have time to ask about Fuliansheng's affairs.

Under this delicate situation, Liu Ru controlled Fuliansheng under the banner of the royal family and ran rampant in Guanzhong. In two years, he became the largest private bank in Guanzhong.

For now, Fuliansheng not only has a lending function, they have also begun to accept deposits in Chang'an, but they do not pay interest on the deposits they accept, and even require fund protection. fee.

The people in Guanzhong have always been wealthy, and they have a mysterious trust in the royal family. Therefore, Fuliansheng's income in some places is even higher than that of banks led by the government.

This is not allowed!

Yun Zhao believes that no matter it is a bank or a bank, it should not be handed over to private individuals.

The Minister of Treasury is very supportive of Yun Zhao's desire to take back Fuliansheng Bank, but - he has no money!

After all, if you want to take back Fuliansheng, according to the current valuation, the treasury needs to pay Fuliansheng more than 10 million silver coins...

The former emperor If we want to take back our personal belongings, we generally don’tIf you have any idea of ​​paying, if you don't raise a butcher's knife and hack all the payees to death, you are already a rare kind emperor.

Yun Zhao cannot do this, absolutely cannot do this. If he does it, the credibility he has finally built up will collapse.

Invisible losses will be even greater.

But it doesn’t matter. You can owe Yun Zhao’s money first, you can owe Yun Niang’s money first, and you can even owe money to people in Yun’s Village first, but you can’t owe money first. , is Liu Ru’s money.

So, after Liu Ru got nearly four million silver dollars from the Treasury Minister, the news immediately caused a sensation throughout Guanzhong!

The four million silver dollars are all cash silver!

Under the deliberate arrangement of the Minister of Treasury, forty silver carts, escorted by armed treasurers, arrived at Liu Ru's residence in Chang'an. Amid a sea-like crowd of onlookers, the treasurers opened the silver carts. The car brought these silver coins into Liu Ru's home one by one.

I thought Liu Ru would be very depressed, but Liu Ru showed a strong aura when she opened the door to welcome the guests.

She just glanced at the mountains of silver coins in front of her, and then said loudly to the people who were watching: "Ten years, ten years, I am a woman, relying on your majesty's one or two shares. Silver can only create such a big family business in Guanzhong.

Every silver dollar here is pure money. It is I, Liu Ru, who sells roasted corn in a small cart. Roasted sweet potatoes have been accumulated little by little.

In the past ten years, I, a woman, have seized every opportunity to make a fortune in Lantian, and the pain and sorrow in the process are not enough. Humanity.

But I succeeded after all.

Now, I, Liu Ru, have withdrawn from the bank. This money is the reward for my hard work for many years.

At the latest in the spring of next year, the neighbors in Chang'an will be able to take the train to Tongguan, and in the near future. Being able to take a train from Chang'an to Luoyang, I even believe that it is not impossible to take a train from Chang'an to Shuntianfu and Yingtianfu in my lifetime."

Liu Ru's speech. , soon caused huge waves among the people of Chang'an. After all, when the Treasury Minister endorsed the money, people finally confirmed that a woman had earned this mountain-sized family in ten years. Industry.

This is a fact.

It is this fact that gives rise to many people’s dream of making a fortune.

After Liu Ru's money was only displayed in Chang'an, it was re-deposited into Fuliansheng Bank.

After Yun Zhao got the news, he couldn't help but sigh. This woman is really courageous and decisive. She never misses any opportunity to make a fortune.

After the bank was acquired, she immediately bet all her wealth on the emerging railway.

OriginalOriginally, in Yunzhao's plan, the railway was just a place to collect domestic people's spare money and make investments, and the railway still needed to be firmly in the hands of the state.

Now, after being operated like this by Liu Ru, the railway from Chang'an to Tongguan has to be operated by Liu Ru. This will be a broader world.

Through this incident, Yun Zhao suddenly felt as if he had been fooled.

This ghost woman Liu Ru might be playing the trick of trying to escape from her shell.

She may have expected that the bank industry was prohibited by the imperial court, and relying on the royal family could only make it strong for a while. Once the banking network laid out by the imperial court across the country began to operate, the capital and strength of state-owned banks would not be able to grow at all. It's not something that Fuliansheng, her family, can compete with.

Therefore, before offending the royal family and the government, he escaped unscathed.

Taking advantage of the fact that the government had just unreasonably expelled him from the bank business, he took the opportunity to find himself the most profitable railway business.

Tongguan is the key and throat of Guanzhong. Although it is no longer an important pass in Guanzhong, it is still the broad road from Guanzhong to the Central Plains.

With this railway, Liu Ru's family is destined to be rich and prosperous for many generations. After the Lantian Imperial Court completely stabilizes the world, Liu Ru is likely to become the leader of Guanzhong merchants.

A woman has achieved such a great achievement, what more can she ask for?

After figuring out the cause and effect of the matter, Yun Zhao smiled.

He is prepared to take this loss and admit it.

Since people can achieve this within the rules he set, there is no reason for him not to allow them to succeed.

The emperor must have a little heart after all.

However, Yun Zhao's big ambition disappeared immediately when he met with Niu Jinxing, Li Hongji's envoy.

He doesn't like Niu Jinxing, and he doesn't even like the gold and silver treasures that Niu Jinxing brings. He always feels that the ghosts of Shuntian Mansion are wailing on these gold and silver treasures.

"To the great emperor of tomorrow, I, King Dashun..."

Before Niu Jinxing could finish his words, Yun Zhao waved his hand, and immediately a warrior rushed out and took down Niu Jinxing tied him tightly and stuffed a piece of rag into his mouth.

After Yun Zhao was sure that this man had no power to resist, he slowly walked to his side, looked down at Niu Jinxing and said: "What does Li Hongji think? He really thinks Can they live in peace in Liaodong?"

Niu Jinxing whined a few times, twisting like a silkworm.

Yun Zhao waved his hand and said: "I don't need you to explain, I just want you to obey my orders."

Niu Jinxing immediately became quiet.

"You are just a down-and-out scholar. You have no talent and no virtue but you have achieved a high position. By killing people and selling goods, you have stood at the top of the people's heads. I believe that the innocent souls of Henan, Shandong and Shuntian Prefecture must Hope to see you undergroundto you.

In order to clean up the mess you left for me, I have to tolerate you devils to continue to live in the world.

I can talk to anyone, except you, because you are cannibals, and you are born to be mortal enemies with me, the rescuer.

I am waiting, waiting for you to collapse, waiting for you to kill each other, waiting for you to rise to reason and collapse to madness.

For many years, I have been neighbors with you, and the stench emanating from your bodies has almost suffocated me.

You have turned a group of good rebels into beasts and evil spirits. Now, you are about to perish. I am very relieved. ”

Niu Jinxing stopped struggling. He just looked at Yun Zhao in despair. He originally thought that as long as he could see Yun Zhao, everything could be discussed. They even prepared to reprimand Li Hongji. In the wilderness, this group of people gave up everything and were prepared to survive.

Never expected that Yun Zhao would not only punish Li Hongji, but also punish them all.

Liaodong. The winter was difficult, not to mention a group of people who were short of supplies.

When they left Shuntian Mansion, almost all the livestock were used to carry gold and silver. They didn't realize it until they arrived in Liaodong. , where gold and silver were just useless things.

When Ming Dynasty was unwilling to trade with them, gold and silver not only failed to keep them warm and fed, but also became a huge burden for them.

Dorgon gave them a piece of land, but took away all the materials on the land. Therefore, this winter, the huge Liaodong became a hell-like existence.

In order to survive, they hunted and fished. Even the rats in the fields were not spared. The most terrible thing was that before winter came, the plague spread among their ranks again. < /p>

In despair, Niu Jinxing volunteered to go to Ming Dynasty. In his opinion, the worst outcome in Ming Dynasty was much more promising than staying in Liaodong.

But, Yun Zhao blocked his mouth and did not give him a chance to speak or express his love. Yun Zhao was extremely determined towards these people and had no possibility of forgiveness.