Chapter 652 Young People’s First Credit Card
The expression of young people’s pursuit of individuality is admiration for foreigners
Zhi Liu spoke again, interrupting Guo Wei’s analyze.
Hearing this, Guo Wei could only shrug his shoulders helplessly and spoke lazily, "Teacher, don't say this to me.
This is the reality. Times have changed.
Today’s young people, especially children in cities, grew up eating foreign fast food, and their thinking is not that of my generation.
So, if I were Qing Yun, I would immediately turn around, remove all game graphics cards, replace them with the cheapest ones, and enter the office market."
Zhi Liu frowned and thought about it. I thought, then shook my head.
He actually understood what Guo Wei meant very well.
While everyone was not paying attention, Yanhuang Group immediately turned around and switched to office computers. With its high-looking features, the gross profit of each computer will not be too low.
But he believed that this was impossible.
But
So, this analysis seems impossible to them.
To be honest, even middle-aged people like them are a little unable to complain about the same computers.
Yang Zhiyuan didn't care whether it was a gaffe or not. The information was too sensational. He also wanted to vomit and wake up quickly to report, so he quickly crumpled the toilet paper into a ball and pressed it down his throat.
Obviously, something has happened to the Yanhuang Group again.
Yang Zhiyuan walked in with empty steps and spoke with a pale face, "There was a call from the insider, Yanhuang Group has stopped the financial sector."
Now, for example, in Zhongguancun Start-up companies, that is, a group of young people in their early 20s, a company with just a few people, even buy such fancy-looking computers to show off the new young power.
Zhiliu said angrily, "Xiaowei, think about it, how can he solve the problem of his batch of graphics cards gathering dust in the warehouse?"
Although this method can indeed Effectively activate other components, but pull out the graphics card and don’t need it
You have to know that in this kind of machine, the graphics card can be considered a big head
Lin Min is a little confused, this Where would he go to find a basin?
But as Zhiliu said, how to solve the problem of at least hundreds of thousands of game graphics cards in Qingyun's hands
I don't understand the rules
I originally wanted to Zhiliu, who was about to speak and make some suggestions, frowned when he saw this.
Li Qin’s words made everyone just shut up obediently.
However, if it is a start-up company owned by young people, this may be possible.
Before, it was easy to say that the boy was still following normal business logic and using a deposit model for purchasing. However, after they caused a video card robbery, Yanhuang Group and Xingtianxia Group had to deal with Adopt full payment model.
IntelligenceWhen Liu heard the words "financial sector", he suddenly started sweating heavily on his back. He also woke up from the wine he had drank at noon, and sat there with a gloomy expression on his face.
But when he saw Yang Zhiyuan, who was supposed to be at home at the moment, opening the door and walking in, he suddenly had bad thoughts in his heart.
In this case, if you need to vomit, you should vomit as soon as possible. Only after vomiting is done can we get down to business.
Just when Guo Wei himself felt a little hard to explain, the door of the conference room was suddenly pushed open from the outside.
There are a lot of tricks, and there are so many trump cards.
The market for such high-end game graphics cards is also a niche market. When Fantasy occupied this market first and met the market demand in advance, Yanhuang Group’s graphics cards could only be rotten. inside.
They admitted that Guo Wei’s analysis was very reasonable and correct.
The experiences of the past few days made them very clear that they could guess the thoughts of the evil boy from the Yanhuang Group and it was strange.
Because at this moment, the problem facing Qingyun is how to digest his 100,000 computers equipped with fx5600 graphics cards with the same configuration as the Fantasy Group, and dozens of subsequent computers using Xingtianxia fx5900 graphics cards. Thousands of units.
But what they said didn’t count.
How big is the Yanhuang Group’s capital plate in total?
“Okay, even if Xiaowei’s analysis is wrong, but everyone, what do you think Qing Yun will do next?”
Do you really want to throw away the graphics card?
300,000 high-end graphics cards cost hundreds of millions
Guo Wei next to him picked up a trash can in the corner and picked up A few pieces of toilet paper made Yang Zhiyuan press his throat and "vomit here"
No one in the conference room had thought about this problem, but due to Guo Wei's over ten years of wisdom and almost demonic prestige, no one Dare to speak out clearly and express objections.
No prodigal can be so prodigal.
Guo Wei’s analysis is indeed sound, and the younger ones also admit that this is an irreversible trend.
Running so fast made him want to vomit at this moment.
When he said this, Yang Zhiyuan made an uncomfortable vomiting sound. The turmoil in his stomach forced him to stop and breathe slowly, and motioned to Lin Min to quickly find a basin for him.
Now Zhiliu couldn’t help but start to complain, and everyone began to discuss quietly.
When everyone saw this, it was difficult to urge them, so they could only sit in their seats and wait.
In other words, regardless of whether those hundreds of thousands of graphics cards arrived at the Yanhuang Group's warehouse at this time, Qing Yun paid in full, and these graphics cards belonged to him.
But in the face of this graphics card stock, all logic is destroyed.
"Zhiyuan, what's wrong?"
Guo Wei just helped him out the door. Within a few seconds, there was a sound of vomiting outside the door.
This scene made the meeting roomEveryone couldn't come back to their senses.
However, the sour smell of vomit is spreading through Brownian motion in the air.
Li Qin asked someone to open the windows of the conference room and turn on the air conditioner to maximum to release the smell.
The main reason was that the person who was vomiting was the general manager of the company, and no one dared to close the door of the conference room and throw him out.
And Zhiliu could only shake his head and sighed, "Zhiyuan did drink a little too much today. I originally asked him to go back and rest."
This way He said that not only Yang Zhiyuan's image has been restored a lot, but everyone also has a taste of it.
This
Why did the Yanhuang Group do this at this moment?
And it was worthy of Yang Zhiyuan's hurried report despite being so drunk.
After all, Yang Zhiyuan is also in his forties. After so many years of alcohol testing in the workplace, he quickly sobered up.
He picked up the warm water handed over by the secretary next to him and rinsed his mouth. After wiping his mouth, he supported Guo Wei's shoulders and smiled helplessly, "Thank you, Lao Guo. I lost my temper today."
Guo Wei just smiled and said, "It's normal. Those channel bosses are really difficult to serve."
The secretaries next to them felt that these two people were too hypocritical.
They also want to get drunk, but they are not qualified.
When Yang Zhiyuan heard this, he patted him on the shoulder. After looking at him for a few seconds, he said,
"You rely on your ability to earn a living. Sometimes, I I envy you, really."
This nonsense sentence made the few secretaries nearby confused and confused.
But just when they wanted to hear more gossip, Yang Zhiyuan straightened up, took a few deep breaths, and staggered back in.
"Sorry, I made a fool of myself"
"What are you talking about? Thank you for your hard work, Mr. Yang"
The reply at the door made the doorstep a little stunned. Guo Wei, wake up.
Putting aside the previous antagonistic positions, Yang Zhiyuan, the pig-gang hyena, really deserves to be the general marshal of the canopy, and he is very capable in sales.
If you get the upper hand, should you stay or not?
He took off his suit that was stained by Yang Zhiyuan's vomit and handed it to the secretary. He rolled up his sleeves and walked in.
"Insiders said that Yanhuang Group has terminated the transfer of the financial sector, using finance companies, small loan companies, and guarantee companies as credit enhancement chains, and is preparing to join forces with China Merchants Bank to submit a request to the People's Bank of China and the China Banking Regulatory Commission established in March this year. They applied to start the consumption installment loan business for college students, and they planned to use credit cards as the carrier."
When everyone heard this, they immediately went crazy.
"What do college students use as collateral for their consumption installments?"
The consumer installment loan business is indeed nothing new in China at this time. The car installment business appeared in 1999. 2000 countryGuidance on developing personal consumer credit has also been issued.
But a college student with no financial resources
Isn’t this funny?
But at this time, Zhiliu’s eyes widened, and the hand holding the mouse unconsciously He lifted it up, hung it in the air for two seconds, and then patted it hard.
"Fuck me"
Zeng Maochao, who had been acting as a mascot and would never speak until the critical moment, sighed at this time.
"Expand domestic demand"
Li Qin also reacted at this time and laughed angrily, "Hey, this little bastard is really capable"
Zhiliu sighed at the ceiling, then looked at the other confused people in the conference room, smiled bitterly and said,
"I'm sorry, this is the main reason why I lost my composure"< /p>
At this point, he paused, his hands on the table clenched into fists, and a ferocious look appeared on his face.
Seeing this, Li Qin quickly persuaded his old partner, "Calm down and be wise and don't get angry."
After that, he turned to explain to his disciples, "At the conference at the beginning of this year, President Ma of China Merchants Bank proposed that in order to deal with the situation of insufficient consumption, it was recommended to start credit consumption of college students to increase domestic demand.
Then in the proposal of the banking regulatory department at that time, We are planning to launch a pilot program at China Merchants Bank to issue credit cards to college students and give them an initial credit limit of less than 5,000 yuan to stimulate their consumption." At this point, everyone in the conference room also understood.
Yang Zhiyuan, who had drank a bowl of hangover soup at this time, continued, "According to insiders, Qing Yun had already had a phone call with President Ma at noon, and the two had a very pleasant conversation. Even the slogan has been agreed upon.
Young people’s first credit card and young people’s first computer.” Guo Wei said next to him, “I am. Fuck”
Then he couldn’t help but complain, “If you let those students who have no source of income to consume in advance, won’t they be afraid that they will have children without buttholes in the future?”
< p>At this time, Zhiliu's face turned red inexplicably.He came up with this idea at the conference.
And that night, he discussed the operational path with President Ma, who was also a member of the Taishan Club.
College students pay a down payment of 240%, and then pay 200,300 yuan to the bank in 2,436 installments every month. This will not affect the lives of those college students, but will stimulate groups who cannot afford computers. Spend in advance.
And this consumption falls on branded machines, further disrupting the DIY market.
But at that time, he believed that the situation had not reached that point yet, so he was not in a hurry to move forward.
Moreover, Mr. Ma himself judged that there was great resistance to issuing credit cards to college students.
Everyone agrees that this matter needs to be taken slowly.
But at this momentQingyun had his beard cut off, and he couldn't help but wonder if that kid was a roundworm in his stomach
The tax control machine was also cut off by that kid
How could this kid be ahead of him every step of the way?
Moreover, he had to admit that Qing Yun had many natural advantages over him in doing this kind of thing.
"What the hell, in addition to banks and securities firms, he doesn't have anything, he even has trusts and small loan companies."
Everyone in the conference room also reacted at this moment, Yanhuang Group How outrageous is it.
Qing Yun doesn’t need banks and securities firms at all.
First, as long as he is willing, he is not short of money. Not only is his father-in-law’s financial backing, but he himself is the largest giant in the capital market this year, and his financing ability has natural endorsement. .
Secondly, the news broadcast last night gave a very clear signal that this guy is protected by the state.
Which bank would dare not to look at him
Everyone felt helpless at this time.
It is different from the previous opponents. In the past, everyone fought in the same field.
As for the Yanhuang Group
It is such a large group that holds almost all licenses. Even if you know that Qingyun is big and not strong at this time, he can make too many moves. .
He does not follow the inherent gameplay in this industry at all.
"It's all the fault of the Confucian scholars of the Song Dynasty"
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