Chapter 890: Sense of Security, Light Halo
"What is the loan interest rate?" Zhu Ru, the youngest, suddenly asked about interest rates.
"It can be interest-free, and no handling fees are charged."
The manager gives a preferential loan policy, and he has the final say on this matter.
The power is so great. There is no other way. Others are always learning. The rules are set by the senior people in Xiaqiu Village. Naturally, the one with the most say is Xiaqiu Village.
Zhu Xiang blinked: "Li Chang, if interest-free loans are given, should they be given by the central bank or commercial banks?"
"The central bank does not directly provide loans to local areas. The central bank generally Under certain circumstances, it can be connected with commercial banks, and it can be connected with other structures in the future, but it is not this model," the director replied.
"Commercial banks have administrative fees and deposit interest payment fees. If they issue interest-free loans, commercial banks lose money." This is what Zhu Xi wants to ask.
“The losses of commercial banks are subsidized by the court, including handling fees, either through financial subsidies or through the central bank’s reverse repurchase to reduce interest rates. The latter is an implicit means of subsidy.”
"The chief said that it was the imperial court that gave the third and fourth brothers money to build the railway in their fiefdoms."
"Your Highness, that railway is not only beneficial to the fiefdoms, otherwise the imperial court would not have built it." Yu gave His Highness the King of Jin and His Highness the King of Yan the money to build the railway."
"Ah" Zhu Ping suddenly realized, yes, the railway was built. It seemed to be a matter of two fiefdoms, but in fact the goods were sold elsewhere. It can also be transported through this railway. If it is extended a little longer, it will be useful
It is equivalent to the county government building a bridge. It just so happens that the local people also want to build it. The people have no tools. The government office said I will lend it to you. Don’t be afraid of wear and tear, just repair it
The people had the tools and repaired the bridge happily, bringing their own dry food.
The yamen lost money due to the wear and tear of the tools, but the yamen took advantage.
Or to put it another way, the Yamen wants to build a bridge and needs one hundred guan, so they have all the money ready.
As a result, the people took the initiative to build the bridge, but they had no money.
The yamen borrowed a hundred guan from the people, and the people slowly returned the 100 guan after they built the bridge. The yamen didn't ask for a dime of interest, and the people were grateful.
Zhu Fan and Zhu Di looked at each other."
"Fourth brother, I feel a bit cheated." Zhu Fan was confused.
Zhu Di sighed, "Well, what are we going to do with our own fiefdom? We don't want to borrow money. The court doesn't know when to build that railway."
"Yes, actually it can be called The imperial court will provide the money. Our status is no problem. People elsewhere also need money, so just borrow it." Zhu Fan then accepted his fate.
"I wish I hadn't asked." Zhu Xi apologized. Originally, the third and fourth brothers were very happy about the interest-free loan, but they never expected it.
"Your Highnesses , the account is not calculated like this. Your fiefdom tax belongs to you. When the railway is repaired, you buy the train and then you operate it yourself.
The court has no direct benefit from it, so the court can only do it.The tax benefits from outside business activities will be derived from the low cost of products transported conveniently through this railway.
Another point is that when the commercial institutions of the imperial court are in your fiefdom, such as department stores, you charge a fee for moving goods to and from, and taking the railway. This cost is on the department store's account.
When the imperial court built railways in other non-fiefdom areas, all the proceeds went to the imperial court.
Of course, under special circumstances, the court can expropriate your railway lines and all facilities without paying a penny.
For example, the mobilization of troops and the delivery of disaster relief supplies, you must cooperate unconditionally. "
Li Chang said it differently. The money earned from the fiefdom belongs to the prince.
"That's how it is. Our fiefdom is subject to the arrangement of the father at any time, he said. If we were asked to mobilize troops to fight, we would have to pay for it ourselves, but now there is nothing to fight. "
Zhu Feng talked about the obligations of the fiefdom. He didn't know the history. In history, their fiefdom had to do a lot of work, including cooperating with their father to kill people.
Historically, they had many soldiers, but now they don't need them. They recruit troops according to the situation. If they recruit too many, they need to explain to their father.
"Ignore it for now. Let's talk about it when we get to the place. Let's drink soup. It's soup." The flavor is rich, the water is crispy and the belly is crispy. The people of the second brother's fiefdom spent money today. ”
Zhu Fan decided to put the troublesome things behind for the time being and be happy about such a lively scene.
The people were even happier. They saw the electric lights, and the whole area was The venue was brightly lit, and the sergeants took turns eating and drinking, while some were responsible for standing guard.
The sergeants stood guard there with bayonet-mounted guns, giving the people in the inner circle an absolute sense of security. .
Some children deliberately ran to the peripheral lights, stood next to the sentry, looked into the darkness in the distance, and then ran back with smiles on their faces.
The adults didn't understand, so they scolded the children not to run around, to eat quickly, and to sleep here if they were sleepy. There were people staying at home, as well as the sergeant who had arrived earlier. They ate there themselves.
Zhu Zhu ate a roasted lamb kidney and shook his head, "People don't understand psychology. Children are insecure. They are. Use this method to feel safe.
Our previous bedroom in the palace was too big, but later on, the headmaster asked us to add a Qiangong Babu bed in it.
Then the light outside is brighter than the light inside, so I sleep well.
Later, with the advent of electric lights, this was even more true. The sense of space affected people, as did the number of people around them.
Our little brothers and sisters all have a small two-story bed with a door. They can climb up the ladder and take the slide down. They can sleep up and down. They sleep on the top during the day and sleep on the bottom at night. "
His three brothers are one. Indeed, if the bedroom is big, there must be more people, otherwise there will be no sense of security.
The manager looked at Hanhan. He felt that the most powerful thing was The village guard lives alone in the sacrificial hall and mountain temple.Responsible for lighting incense and lighting oil lamps, both places are empty.
Zhu Wentian ""
He wanted to ask you what you were looking at me for, so he opened his mouth "Intestine, fragrant, stuffed, eaten, um hey hey hey"
" After filling it, we specially asked them to fill it with some sausages. The recipes and seasonings we gave were small intestines.
There are many foreign traders here, who can sell sausages and other cooked foods. Let’s leave a few people to teach for two days, and then catch up with the team. We have acorns here to make starch, and then it’s time to make stuffed rice noodles and vermicelli noodles.” /p>
The village chief knows that Hanhan wants to eat sausages with a short shelf life. They are available every day in the village. Children like sheep intestines the most. They eat one as a snack in a while. A pound of thin sausages is not limited to children. Children It will go into your stomach easily.
When I talk about sausages, I think of stuffed nuts, which require starch. There are acorn trees on the local mountains, which can be harvested to make starch. How to process it later depends on the situation.
You don’t need to eat stuffed rice or vermicelli, it’s okay to make it into jelly. When the summer is hot, businessmen come over to eat a bowl of jelly to replenish potassium and avoid heat stroke.
Acorns are actually not very delicious. People only eat them when they have no other choice. Du Fu ate them. He was hungry and had no choice but to eat acorns and just cook them directly.