Lu Fang said her rather shameless request quite gently.
That is, is there any way that can not only solve the settlement problem of merchants, but also increase the income of the Weaving Bureau.
Looking at a group of people remembering to dance, Lu Fang was still thinking about making money. This was enough to make Gao Hanwen stunned.
"Eunuch Lu, I'm afraid the key to the problem is credit. That is, the Weaving Bureau only takes out the money but never returns it. These evil joint ventures have to settle accounts at the end of the year. They don't know the situation of overseas shopkeepers. Naturally, they need each other. What a nonsense."
"In addition, the transfer of silver coins is really inconvenient and risky. It would be much better to be responsible for the loss in the process."< /p>
"Besides, shipping itself also has risks. Who is responsible for an accident, and how to compensate is also a problem."
"So these three items combined, in one sentence, we must control the flow of currency. Only through the transmission of information can these businessmen be reassured, otherwise overseas trade will have to be carried out slowly." Gao Hanwen thought for a moment and said seriously.
"You mean the Articles Weaving Bureau opened a bank?" Lu Fang was smart and understood immediately.
It’s just that I also know Jiajing’s money-hungry personality. If the Weaving Bureau opened a bank, it wouldn’t be all for the emperor. These merchants are not stupid, who wants to save money?
So Lu Fang herself was a little unbelievable when asked this question.
"Of course not. When the Weaving Bureau opens a bank, I'm afraid no one will dare to deposit money. Will all the shopkeepers come to deposit money?" Gao Hanwen stood there and joked.
As a result, a large number of shopkeepers in the yard shook their heads after hearing this.
Immediately afterwards, not wanting to disappoint Lu Fang, Gao Hanwen began to propose his improvised financial trust plan.
Nowadays, more and more things are sold to Taixi. The Weaving Bureau has a royal look and has not lowered its prices yet. Sichuan brocade, which is small but refined, is still going strong, but other items have begun to have a price war trend.
Objectively, a general management organization is also needed.
Therefore, the idea of Daming Import and Export Trade Bank came into being.
The business is mainly divided into four parts.
The first one is silver deposits and withdrawals, lending and overseas exchange.
The second part is transaction settlement assistance, which helps merchants achieve various types of net settlement at the bank, and also launches special acceptance bills.
The third piece is trade insurance, especially marine natural insurance, which helps merchants lock in risks in advance.
The fourth part is the release of trade information, launching the Global Business Compilation Report to help domestic and foreign merchants respond to market risks in advance.
Everything requires two prerequisites.
One is that the purchasing and entrustment data generated by the Weaving Bureau is released to the bank.
The other is the existence of a fleet of sailboats that can quickly cross Europe and Asia to deliver messages and escort silver. Realize the rhyme of silver goods packaging.The advantage of the clipper's short cannon is that it can almost ignore the risk of pirates at sea. Traditional large-tonnage cargo ships are even worse. And as the route has been run back and forth.
With General Yang Wen establishing a firm foothold in Annan, there will be no problem in the entire Nanyang and even Siam, Myanmar, and Tianzhu.
Due to the top priority of the Weaving Bureau, by virtue of the openness of information, we basically got 20% of the dry equity.
Lu Fang was not happy with the idea of being a pure shareholder, so he added a double voting right for personnel appointments and removals. Therefore, when appointing the bank manager and auditor, the Weaving Bureau has 40,120, one-third of the voting rights.
In addition, the formation of the ocean-going fleet is naturally inseparable from the Thai people. Moreover, on-the-ground transactions are also inseparable from local people in Thailand and Western countries. Therefore, it is planned that 20 shares will be sold to Southeast Asia.
The remaining 60 shares will be sold to merchants in Daming.
Of course, except for the cheap equity in the Weaving Bureau, which is restricted equity and is only useful for dividends and top personnel appointments and dismissals, the rest of the equity is equal-weighted equity.
A single shareholder with a shareholding ratio of 10% can dispatch directors to form a board of directors and elect a boss to take charge of operations. The Weaving Bureau attends all board meetings but has voting rights only on restricted items.
Lv Fang actually understands the restrictions on the Weaving Bureau. Without restrictions, this business will not last long.
As for the 20% shareholding facing overseas, everyone present could not understand it. Why should the red-haired ghost make money for nothing? This is unreasonable. In fact, the high wages offered by the Taixifang gang to Ming workers had long made the local gentry unhappy.
Gao Hanwen came here to take special care of her. In the eyes of the people at the time, she was a bit spoiled. Please remember to collect it, the latest and fastest website is free to read without anti-theft